What is PM Modi loan scheme for small business?

What is PM Modi loan scheme for small business? Ek pramukh yojana hai Pradhan Mantri Mudra Yojana (PMMY), jo April 2015 mein shuru ki gayi thi. PMMY ka udeshya laghu, chhote aur madhyam udyogon ko rin pahunchane ka pravesh pradaan karna hai, jismein bank, ghair-bankiiniye vittiya companyen (NBFCs), aur microfinance sansthaayen jaise vibhinn vittiya sansthaayen shaamil hain. PMMY rin yojana ke mukhya gun hain:

What is PM Modi loan scheme for small business?
What is PM Modi loan scheme for small business?

What is PM Modi loan scheme for small business?

  1. Three Categories of Loans: PMMY ke antargat, rin upalabdh karne ke liye teen prakar ke rin yojana hain: Shishu, Kishor, aur Tarun. Har yojana mein alag-alag rin raashi evam upayogakartaon ke avashyaktaanusar alag-alag rin suvidhaayen hain.
  2. No Collateral Requirement: Mudra Yojana ke antargat rin pradaan kiye jaate hain, jinmein kisi bhi guarantor ki aavashyakta nahi hoti hai. Yeh rin, udyamitaon ko rin pradaan karne mein asani pradaan karte hain.
  3. Interest Rates: PMMY ke tahat rin kaaryakram ka mukhya uddeshya hai udyamitaon ko rin pradaan karte samay sahi aur saaksham roop se sujhaav dena. Is prakar, unhe unke udyog ki sthiti ke anusaar sahi yojana ko chunne ki madad milti hai.
  4. Flexible Repayment Terms: Mudra Yojana ke madhyam se rin pradaan karne ke liye prakriya asaan aur prakritik hai. Udyamitaon ko aasaani se pradhan karne ke liye laghu vyaavasaayik ke liye laabhdayak rin yojanaayen upalabdh ki jaati hain.
  5. Targeted Outreach: Mudra Yojana ke antargat pradaan kiye gaye rin ko prapt karne waalon ko ek Mudra Card pradaan kiya jaata hai, jiski madad se ve aasaani se rin ka upayog kar sakte hain.
  6. Streamlined Application Process: Pradhan Mantri Mudra Yojana ka udghaatan kiya gaya tha, lekin iske prabhav ko mahsus karne ke baad, yeh rin kaaryakram lagataar badh raha hai. Iska mukhya uddeshya hai adhik se adhik udyamitaon ko rin upalabdh karana aur unki vikas ki raah mein sahayak ban na.

Mukhyatah, Pradhan Mantri Mudra Yojana (PMMY) ne udyamita ko badhaava dene, vittiya saamilan ko badhaava dene, aur Bharat ke chhote udyogpatiyon aur udyamitaon ko shakti pradaan karne ke liye ek mahatvapoorn prayaas ke roop mein ubhar kar aaya hai. Girvi ke bina rin pahunchane aur laachar bhugtaan sharten pradaan karke, PMMY udyamita ke vikas aur vikaas ko badhaane ka lakshya rakhta hai, is tarah se desh ke arthik pragati aur naukriyon ki rachna mein yogdaan dete hue.

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