The 10 Best Secured Business Credit Cards

The 10 Best Secured Business Credit Cards Jab aap ek chhote vyavasay ko chala rahe hote hain, aksar aapke paas kuchh vittiya nirnay lene hote hain. Surakshit Vyavasay Credit Cards ke saath aapko aam taur par apne naye vyavasay ke liye funding ke vikalpon ka samna karna hota hai. Vyavasay credit cards ka upayog karne se rojana vyavasayik vyay ko sambhalna asaan ho jaata hai, saath hi nakdi bachat aur karja ko bhi.

Secured Business Credit Cards Agar aapka credit bada achha nahi hai, to ek sadharan credit card tip hai ki aap unsecured counterparts ke bajay secure business credit cards dhoondhein. Bhagwan ka shukr hai, yahaan kai vishwasniya chunautiyan upalabdh hain. Yahaan 10 sabse achhe secure business credit cards ki ek jhalak.

1. First Progress Platinum Prestige

business credit card Agar aapke paas koi credit itihas nahi hai ya limited credit itihas hai, lekin phir bhi aap ek pratishthit APR chahte hain, to aapko First Progress Platinum Prestige ka vichar karna chahiye. Ismein 12.24% ka badlavshil APR hai, lekin yeh aapko $49 varshik shulk aur videshi len-den shulk ke saath aata hai. Haalaanki koi rewards nahi hain, yah ek achha vikalp hai agar aap apna credit banate hue apna APR kam rakhte hain.

2. BoA Business Advantage Unlimited Cash Rewards

Bank of America (BOA) Advantage Unlimited Cash Rewards secure business credit card ke saath, aapko varshik shulk ki chinta karne ki zarurat nahi hai. Iske alawa, 1.5% cash back kamaiye aur agar aapka hisab acchi sthiti mein rahta hai aur aap doosre criteria ko poora karte hain, to card ka asampann version mein jaane ki kshamata hai.

Aam taur par, baijaan dar thodi adhik hoti hai, kyun ki card ke saath 24.49% ka badlavshil APR aata hai. Iske alawa, videshi len-den shulk bhi 3% hai. Haalaanki, yah card aapko $10,000 tak ka ek credit line pradaan karne ki anumati deta hai. Iske alawa, aap transactions ko seedhe QuickBooks mein download kar sakte hain aur kuch achhe laabh, jaise ki yatra durghatna bima, khoi hui bhugtan sahayata aur adhik, ka upyog kar sakte hain.

3. FNBO Business Edition Secured Mastercard

Agar aap mein yah kshamata hai ki aap aapko kaafi rashi jama kar sakte hain, to FNBO Business Edition secure Mastercard ek surakshit credit line tak ko $100,000 tak ka samarthan kar sakta hai, jisse yah aas-paas ke sabse uchch seema vikalpon mein se ek banata hai. Aavashyak jama 110% credit seema ka hai, jo asadharan hai, lekin jab aapke vyavsay ke liye ek adhik credit seema ki avashyakta hoti hai, to yah ek mazboot vikalp ho sakta hai.

Yah vikalp bhi ek atyadhik badlavshil APR ke saath aata hai, jo sadharan roop se pradhan rate par nirbhar karta hai aur lagbhag 22% ke aas-paas hota hai. Iske alawa, ek $ 39 varshik shulk bhi hai, sath hi 3% len-den shulk hai.

4. OpenSky Secured

business credit card Open Sky Secure Card bure credit wale logon ke liye achha kaam karta hai, kyun ki yahan koi credit jaanch nahi hoti hai. Jabki isme $35 varshik shulk hota hai, ye mahatvapurn ho sakta hai kyonki aap ek majboot credit itihaas banaate hain.

Iske alawa, nyuntam prarambhik suraksha jama sirf $200 hai, aur APR 18.89% parivartanashil hai, kuch prativadhiyon se kam hai. Bas, 3% videshi len-den shulk aur $38 deri ke shulk se savdhan rahein.

5. Ramp Card

Ramp card yadi ekal sampatti ya asamarth pratibaddh vyavasayon ke liye ek vikalp nahi hai, to yah kisi bhi anya prakar ke kampani ke liye ek majboot vikalp hai. Yahan varshik ya videshi len-den shulk nahi hai, aur aapko 1.5% nakad vapas pane ka adhikar milta hai. Iske alawa, koi vyaktigat suraksha ya credit jaanch nahi hoti, isliye koi bhi manjur karwa sakta hai.

Secured Business Credit Cards

Is vikalp ke saath ek mukhya samasya yah hai ki aapko har mahine poora balance bharna hota hai. Jab yah aapko byaaj bhugtaan se bachata hai, to yah shuruvaati sthiti mein aapke vyavasaay ko is star ke nakad praavah ka samarthan nahi kar paana mushkil ho sakta hai. Iske alawa, aapko vyapari card par mahine mein kam se kam $10,000 kharch karne chahiye aur is vikalp ke liye yogy hone ke liye aapke bank khate mein kam se kam $75,000 hona chahiye.

6. Capital One Quicksilver Secured Cash Rewards

Secured Business Credit Cards Chhote vyavasaay ke malikon ke liye jo kam ya koi bhi credit nahin rakhte hain, Capital One Quicksilver Secure Cash Reward Card aapke lie ek perfect vikalp ho sakta hai. Chahe aapka credit score “fair” category mein ho ya aapka credit itihaas seemit ho, aapko manjoori milne ke achhe avsar hain. Iske alawa, koi varshik shulk nahin hai aur anant 1.5% cash back kamai hoti hai, haalaanki byaaj dar 26.99% parivartanashil hai, is baat ka dhyaan rakhen.

Is card ka ek fayda yah hai ki yah anya cardon ke tulna mein ek kam credit seema pradaan karta hai. $200 ka jama karke, aap $200 ki credit seema prapt kar sakte hain. Yah ek accha vikalp hai agar aap chhote se shuruaat karna chahte hain, vishesh roop se isliye ki doosre cardon mein aam taur par kam se kam $500 ya $1,000 ka niyamit jama kiya jaata hai. Yadi aap card ko jimmedaari se istemaal karte hain, to aapko apna jamaanamaan credit ke roop mein vaapas mil sakta hai aur aapko aapke jama ko badhaane ke bina adhik credit seema ke lie yogy bana sakta hai.

7. Wells Fargo Business Secured

Wells Fargo Business secure credit card ke saath, aapka credit limit aapke jama kie gae rashi ke aakaar par nirbhar karta hai aur yah $25,000 tak ho sakta hai. Iske alawa, APR prati varsh pratibaddh hai, jo 11.90% plus pradhan dar hai. Aur, koi varshik shulk nahi hai.

Yah vikalp vishesh roop se karmachaariyon ke saath chhoti-moti vyavasaayon ke liye upayukt hai. Aap 10 karmachaari card jod sakte hain, aur ek puraskar karyakram bhi upalabdh hai. Aap visheshagya rup se nakad vapas laabh utha sakte hain, kharidari par 1.5% vapas milta hai ya to ankankit binduon ka chayan kar sakte hain. Iske alawa, aap vyavasaayik vyaya riport aur kisi bhi khate ke gatividhi ke liye card soochi prapt kar sakte hain.

8. Union Bank Business Secured

Secured Business Credit Cards Agar aap aam taur par ek balance rakhte hain, toh kam APR ka hona avashyak hai. Union Bank business Secure Card ke saath, aapko 15.49% ka badlavshil APR mil sakta hai, jo is vikalp ko pratiyogi banata hai. Isme $30 varshik shulk hota hai, jo kuch anya cardon ke saath aapko nahi milta hai. Halaanki, $25,000 tak ki seema prapt karne ki kshamata hone se yah shulk dene laayak ho sakta hai.

Iske alawa, is card mein ek auto rental collision damage discount bhi hai, jo yah ek majboot vikalp bana sakta hai chhote vyavasaayon ke liye jahan yaatra aur vahan kiraye ka upayog aam hai. Aap hamesha khate ki gatividhiyon ka suchana dete customized alerts bhi set kar sakte hain.

9. Capital One Spark Classic for Business

Secured Business Credit Cards Chhote vyavasaayon ke maalikon ke liye jo bahut achchi credit nahi hai, Capital One Spark classic for business secure credit card ek samajhdaar vikalp hai. Dilchasp baat yah hai ki iski byaaj dar uchch hai – 26.99% parivartanashil – isliye ek balance rakhna samajhdaar vichar nahi hai. Halaanki, aap yah yogy ho sakte hain, vishesh roop se agar aapka credit score 600 ke najdik hai, aur koi varshik ya videshi len-den ki koi shulk nahi hai.

Is card ka ek aur labh yah hai ki aap har kharid par 1% nakad wapas kama sakte hain. Aur, yah kuch achchhe suvidhaon ke saath aata hai, jaise ki sadak par madad, muft karmachaari cards lambi warranty aur adhik.

10. Discover it

Secured Business Credit Cards Discover yah surakshit credit card hai ek aur vikalp hai un vyaktiyon ke liye jo kharab credit ke saath hain. Jabki maanak APR 24.49% parivartanashil hai, aap chhe mahine tak balanstransfaron par 10.99% prarambhik APR ke liye yogy ho sakte hain. Yeh maujooda karz ko sambhalne ko aasan bana sakta hai.

Is card ka ek aur fayda yah hai ki aap inaam kama sakte hain. Saath hi, koi varshik shulk nahi hai, aur aap $200 se shuru kar sakte hain. Ant mein, yah card sabhi teen mukhya credit bureaus ko riport karta hai. Isse yah ensure hota hai ki aapki acchi vyay-vyavahaar aadatein sabhi ankan mein aapke score ko badhate hain.

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